Archive for category Family Life

Is your congressman a “fiduciary?”

One of the things a mother learns to do is advocate for others.  As we raise up our babies we look out for their best interests.  We encourage their success and nurture their way.  We must learn to transfer the power from us as parents to them as children, and raise them up to be independent and confident.  That’s our job.

We do this in a fiduciary capacity.  That is a person who is under an obligation to act in another’s interest to the exclusion of the fiduciary’s own interest.   We  owe to another the highest duty of care, good faith, trust, confidence and candor based on the relationship.  It is the relationship of one person to another, where the former is bound to exercise rights and powers in good faith for the benefit of the latter. 

So I ask you this:  Do you think your Congress Person has the responsibility of acting as a FIDUCIARY for you and our country as they review the finances, budgets, taxes and laws? Should this be thier standard of care?

Definitions of fiduciary on the Web:

  • a person who holds assets in trust for a beneficiary; “it is illegal for a fiduciary to misappropriate money for personal gain”
  • relating to or of the nature of a legal trust (i.e. the holding of something in trust for another); “a fiduciary contract”; “in a fiduciary capacity”; “fiducial power”
  •  A fiduciary duty is a legal or ethical relationship of confidence or trust between two or more parties, most commonly a fiduciary and a principal. …
  •  One who holds a thing in trust for another; a trustee; One who depends for salvation on faith, without works; an antinomian; Related to trusts and trustees
  • One who owes to another the highest duty of care, good faith, trust, confidence and candor based on their relationship.
  •  Undertaking to act as executor, administrator, guardian, conservator, or trustee for a family trust, authorized trust, or testamentary trust, or receiver or trustee in bankruptcy.
  • A person holding a position of trust; agents, trustees, attorneys, etc.

No Comments

Mother Mary had a story too…

I had lived a good life and been a dutiful young girl.  When I met Joseph, I was taken with him, but I didn’t sleep with him.  When the angel let me know I was going to be the mother of the great profit I was skeptical.

Why was I the chosen one?  “Say what?  How do you think you’re going to get people to believe this?  What will the neighbors say?  How do you help Joseph understand this one? I’m just a young Jewish girl without means.”

If it hadn’t been for the census requirement of Caesar we wouldn’t have gone to the City of David.  I knew my due date was near.  There were so many people in town we couldn’t get an inn.  Joseph was able to get us a room in the stable in back.  Let me tell you, childbirth is no picnic!  I would have loved to have had my mother with me.  It all turned out okay though, and I laid the baby in a manger.

As God had promised, he provided.  It was amazing.  Joseph and I grew closer, and went on to have many children together.  He was a wonderful husband and father.

We named the baby Jesus, and he was an amazing child.  He had a quiet brilliance about him.  He was an old soul from the beginning and wise well beyond his years.  He was kind.  He learned the carpentry trade alongside Joseph, and grew into a fine young man.

At 30 he traveled as an itinerant teacher. He never traveled more than 200 miles from where he was born. He never lived in a big city. He never went to college. He never wrote a book. He never owned a home. He never had a family of his own. He never did many of the things that defined success.

In the end Jesus’s friends ran away from him and He was turned over to his enemies.  He went through the mockery of a trial.  His executioners gambled for the only piece of property he had; his coat.  When he was dead he was laid down in a borrowed grave.  Three days later he was back, and then they knew.

The world went on to define time by the birth of that son, Jesus.  It took 2000 years before everyone was able to wake up and see it for all that he was.  Kindness.  That was his message.  Be kind.  Share.  Give and take care of mankind.  Your life is God’s gift to you.  What you make of it is your gift to God.  Become someone God would be proud of.  Live by ten simple rules.  Eternity will depend upon it.

What is interesting to me is that it took mankind so long to hold hands and sing in peace and harmony.  That we would have one conscious thought as a world and change the belief system of the universe would be his final wish for us.  Kindness.  Love.  Compassion.  It is the women of the world who are the mothers.  The mothers and the women need to come together to share in the peace for the world and heal its wounds.  Hope is held in the hearts of the mothers.  We feel it in our breasts as we nurture the world.  This is the gift we were given as insightful and intuitive women.

For some reason the animal nature of man never was bred out of him, and our basic pack instincts inspire us to be mean and aggressive.  Man loves to bully others. We actually have to teach kindness. The hunter gatherer grew into civilization.  Technology continues to take us further. Mankind can help the world and shape the earth for the better.

All the Armies that have ever marched, or all the Navy’s ever built, or Parliaments that ever sat, or even all the Kings that ever reigned put together could not stop Jesus, and the energy they released to the Universe when they killed Jesus just made his points stronger.

It doesn’t matter what religion you claim.  We all acknowledge that Jesus did matter, and the world was changed as a result of his life here on earth.  Let us all hold hands, sing a song, and praise the King of Peace for Christmas this year.  Let us give thanks for his life and appreciate one another.  Let us live the message of kindness and giving.  Let us be thankful for mankind.  Let us love one another.

Earths Birth

Original artwork by Penny McManigal

, , ,

No Comments

You go Girl!

I loved this story coming from a British sister, who understands what the new global community looks like.   I think you’ll enjoy her too.  In America we are trying to be so politically correct that we won’t profile.  It feels to me like you’re only using half the information we have available when you don’t profile! 

That was the downfall of the system when we found out the different departments of the government and safety groups weren’t talking to one another.  That’s not a good use of our technology and what we are capable of.  We should be able to run much more cost effectively than the present structure allows!  You cannot legislate integrity.  It comes from within.  It is a value.  We are 50 states of different flavors and spices, that come together as a United States of America.  We work under one federal governement that keeps us all bound under the constitution.  But we work independently, and inter-dependently for a cause.

Well, here is her global perspective.

British housewife speaks out
> >
> Thought you might like to read this letter to the
> editor of a British national newspaper. >
>
> ‘Are we fighting a war on terror or aren’t we? Was it
> or was it not started by Islamic people who brought
> it to our shores in July 2002, and in New York on 11
> Sept 2001, and have continually threatened to do so
> since?
>
> Were people from all over the world, not brutally
> murdered that day in London , and in downtown
> Manhattan , and in a field in Pennsylvania ?
>
> Did nearly three thousand men, women and children die
> a horrible, burning or crushing death that day, or
> didn’t they?
>
> And I’m supposed to care that a few Taliban were
> claiming to be tortured by a justice system of the
> nation they come from and are fighting against in a
> brutal insurgency.
>
> I’ll start caring when Osama bin Laden turns himself
> in and repents for incinerating all those innocent
> people on 9/11 and 7/7.
>
> I’ll care about the Koran when the fanatics in the
> Middle East start caring about the Holy Bible, the
> mere belief of which is a crime punishable by
> beheading in Afghanistan
>
> I’ll care when these thugs tell the world they are
> sorry for hacking off Nick Berg’s head while Berg
> screamed through his gurgling slashed throat.
>
> I’ll care when the cowardly so-called ‘insurgents’ in
> Afghanistan come out and fight like men instead of
> disrespecting their own religion by hiding in mosques
> and behind women and children.
>
> I’ll care when the mindless zealots who blow
> themselves up in search of Nirvana care about the
> innocent children within range of their suicide bombs.
>
> I’ll care when the British media stops pretending
> that their freedom of speech on stories is more
> important than the lives of the soldiers on the
> ground or their families waiting at home to hear
> about them when something happens.
>
> In the meantime, when I hear a story about a British
> soldier roughing up an Insurgent terrorist to obtain
> information, know this:
>
> I don’t care.
>
> When I see a wounded terrorist get shot in the head
> when he is told not to move because he might be
> booby-trapped, you can take this to the bank:
>
> I don’t care.
>
> When I hear that a prisoner – who was issued a Koran
> and a prayer mat, and ‘fed special food’ that is paid
> for by my taxes – is complaining that his holy book
> is being ‘mishandled,’ you can absolutely believe in
> your heart of hearts:
>
> I don’t care.
>
> And oh, by the way, I’ve noticed that sometimes it’s
> spelled ‘Koran’ and other times ‘Quran.’ Well,
> believe me!! you guessed it ……
>
> I don’t care!!
>
> If you agree with this viewpoint, pass this on to all
> your E-mail friends. Sooner or later, it’ll get to
> the people responsible for this ridiculous behaviour!
>
> If you don’t agree, then by all means hit the delete
> button. Should you choose the latter, then please
> don’t complain when more atrocities committed by
> radical Muslims happen here in our great country! And
> may I add:
>
> ‘Some people spend an entire lifetime wondering if
> they made a difference in the world.  Our soldiers
> don’t have that problem.’
>
> I have another quote that I would like to add,
> AND…….I hope you forward all this.
>
> Only five defining forces have ever offered to die
> for you:
>
> 1. Jesus Christ
>
> 2.  The British Soldier.
>
> 3. The Canadian Soldier.
>
> 4. The US Soldier, and
>
> 5. The Australian Soldier
>
> One died for your soul, the other 4 for your
> freedom.
>
> YOU MIGHT WANT TO PASS THIS ON, AS MANY SEEM TO
> FORGET ABOUT ALL OF THEM.
>
>
> AMEN!

No Comments

Under the heading of “Go World!”

The world actually is centered around “the family.” It doesn’t matter where in the world you live, your family is what matters.

My grandfather was not politically correct, but you knew how he felt. Those were his prejudices and preconceived notions. You knew where he stood on issues and life. They were our family values.   He and grandma were the head of the family, and the large gatherings and Christmas dinner was filled with cousins and good times.  We loved to visit their nice home and participate in their lives.  Those are the memories of our childhood, and we created traditions.  Today, we build our own traditions.

Family does matter, and our right in life to pursue happiness is an American value we hold dear.  Family, lifestyle and travel are always on peoples “goal list.”

The holiday season is always special, but we feel more when so many people are hurting.  The global economy has left the whole world feeling poorer in money, but richer in the knowledge of what is important to them. It is an opportunity for us all to use our knowledge, technology, resources and minds to make this world a better place.  A safer place.  A place where families can flourish and grow, and mothers and fathers can be proud of their name, their DNA, their family traditions and their values.

Mothers everywhere get “World Peace.”  No one likes a bully.  No one wants to be told what to do.  No one wants to be told what to think.  “Die gedanken sind frei.” was a familiar German tune when they were told what to think.  History is always written by the winners, and there is a lot to the history you don’t even know yet.  That is why they say it repeats itself.

It’s really not that difficult.  To live in the black, you spend less than you bring in.  You find ways to be profitable.  To create the goose that lays the golden eggs.  You be self employed, and an artist.  You be creative and work with others to make things happen.  Lots of small economies are much better and safer than one big federal economy.  Work locally, encourage travel and education.  Knowledge is in, school is out!  It’s good to learn and better yourself.  Find a passion or at least a hobby.

Growing up in a large family you learned the belief systems of your family. “If you don’t stand for something, you’ll fall for anything.”  Raising kids help you learn how you feel and what you believe.

Your life is God’s gift to you.  What you make of it is your gift to God.  This is a good time to consider that.  2010, and on we go!

, , ,

No Comments

The 28th Amendment…

When our founding fathers predicted that the downfall of our Democracy in America would be that government would become too large…they foresaw the future. The very nature of the system would encourage Government and Military growth and challenge the financial viability of the very system they were building.

They weren’t sure how to protect from that, but they did see that it would be the product of their work early on. But what the heck, let’s take the chance, and create America as a free nation, with citizen rights, family opportunity and the chance to own land and even build a business! Let’s try it, shall we?

The very nature of the system they build would allow that the 10% Government 90% Public Sector woud naturally, over time topple the system as Government grew too large. 

The Time Has Indeed Come!

Governors of 35 states have already filed suit against the Federal Government for imposing unlawful burdens upon them.  It only takes 38 (of the 50) States to convene a Constitutional Convention.

This will take less than thirty seconds to read. If you agree, please pass it on.  

For too long we have been too complacent about the workings of Congress. Many citizens had no idea that members of Congress could retire with the same pay after only one term, that they specifically exempted themselves from many of the laws they have passed (such as being exempt from any fear of prosecution for sexual harassment) while ordinary citizens must live under those laws. The latest was to exempt themselves from the Healthcare Reform … in all of its forms. Somehow, that doesn’t seem logical. We do not have an elite that is above the law.

I truly don’t care if they are Democrat, Republican, Independent or whatever. The self-serving must stop.

A Constitutional Convention – this is a good way to do that. It is an idea whose time has come.  And, with the advent of modern communication, the process can be moved along with incredible speed. There is talk out there that the “government” doesn’t care what the people think.  That is irrelevant.  It is incumbent on the population to address elected officials to the wrongs afflicted against the populace…you and me.  Think about this…
The 26th amendment (granting the right to vote for 18 year-olds) took only 3 months & 8 days to be ratified!  Why?  Simple!  The people demanded it. That was in 1971…before computers, before e-mail, before cell phones, etc. 

Of the 27 amendments to the Constitution, seven (7) took 1 year or less to become the law of the land…all because of public pressure.

I’m asking each addressee to forward this Email to a minimum of twenty people on their Address list; in turn ask each of those to do likewise.

In three days, most people in The United States of America will have the message. This is one proposal that  really should be passed around.

Proposed 28th Amendment to the United States Constitution
:

“Congress shall make no law that applies to the citizens of the United States that does not apply equally to the Senators and/or Representatives; and, Congress shall make no law that applies to the Senators and/or Representatives that does not apply equally to the citizens of the United States .”

No Comments

Do “we the people” have common sense?

We need “Mom” making the decisions. Left in the hands of all the men, they have made a real mess of things!!

Let me get this straight . . . .
We’re going to be “gifted” with a health care
plan we are forced to purchase and
fined if we don’t,
Which purportedly covers at least
ten million more people,
without adding a single new doctor,
but provides for 16,000 new IRS agents,
written by a committee whose chairman
says he doesn’t understand it,
passed by a Congress that didn’t read it but
exempted themselves from it,
and signed by a President who smokes,
with funding administered by a treasury chief who
didn’t pay his taxes,
for which we’ll be taxed for four years before any
benefits take effect,
by a government which has
already bankrupted Social Security and Medicare,
all to be overseen by a surgeon general
who is obese,
and financed by a country that’s broke!!!!!
‘What the hell could
possibly go wrong?’

, ,

No Comments

An election hangover…

It amazed me to listen to the commentators call elections with only 27% of the votes counted. Do we really need the tally before it is done? Are we that impatient as a whole? “They” start to call the race before it is done, and hope the opponent will conceded. I don’t think so.

Newspapers and writers have always carried weight and influence. Mark Twain proved the point for me with all his writings, reportings, observations and travels.

Even the 1937 law surrounding hemp, and what good newspaper it made, allowed old man William Randolph Hearst to take a stand against hemp in order to corner the newspaper market. It is interesting to watch society sit in judgement over issues, and draw a line. What I know for sure is that the layers of government oversight and regulations, and taxation are unintended consequences of the legalization of marijuana.

I recall a song about smoking pot in the days of a $10 baggie of homegrown weed. “It’s like taking a trip without leaving the farm.” Too many people are depressed these days, and think they need prescriptions to help. It’s true, the world is overwhelming. But every generation wants to feel different. At least with organic choices, we avoid so much damage of experimentation and youthful tomfoolery.

We need Ronald Reagan and his “nice words” as he encouraged people and business to get to work. Not all the mean and ugly words of the elections and politicians these days. The US Congress has set up a system they want to control, but then they aren’t even included in health care or social security. How have we let that happen?

It is the “pensions” that cost the system more than it can produce. There are ways to address it, but first we must embrace it.
Face it. Embrace it. Then you can erase it.

We can take down the signs now. Stop the ads and phone calls. Vent some of our frustrations and look forward to Thanksgiving now. It’s kind of funny to look around you and see how many Americans really were part of the pilgrims DNA. We’re a mixed bunch these days in the old melting pot. We had better keep our eye on the year 2050 and 2100. How can we get there if we don’t know where we are going?

A 2 and 4 year political cycle doesn’t cut it in the new world of vision and technology. The new motto is “Go World!” Abraham Lincoln helped us remain one united economic force and congress worked with him to create the Pacific Railroad Act, The Homestead Act and Emancipation Proclamation in about 1861. We should be able to see 150 years ahead right now and envision the possibilities for America.

For now, election day is behind us. Thanks for voting.

No Comments

I voted today…

It is a relief to mail in my absentee ballot and feel empowered. I voted today. I took the time to understand the issues, and I participated.

I celebrated the 90th Anniversary of the Womens Suffrage movement this year. The 19th Amendment was added to our Constitution allowing citizens a right to vote regardless of their sex. Now women can vote too. We must be part of the solution. No one knows better than Mom, how a home should run. It’s the foundation of life; family. Mom and her happiness matter to the family.

I helped represent my children today, as I voted.  I worked to build a future that was fiscally responsible.  I hope that our leaders understand the importance of leading at the federal level.  States come together to form our Federal Government.  It has gotten too big.  The first ones to fix the system should be Congress.  Why do we allow them to govern a health care system, and a retirement system that they do not participate in?  They created this two tier system. 

Middle class families are the backbone of America.  I’m proud to be one.  All the years growing up we checked the box white.  Now I’m proud to consider it Euro-American.  We helped build this country, but I fear we have come to an end of our silent majority.  Or have we?  Mom’s?  Are you listening?  We have always been the working class in this country, and our mothers have worked hard to pave the way for us.  Let us not forget to think long term, and not only with what’s good for America, but what is good for the World!

Go World is the new normal, and we must learn to advocate for the future.  Mankind is fairly new to this Earth, and we can really take a look at the first 5,000 years.  Maybe we can look ahead 50 years and help guide our country to sound economic strategy.  Let us all work together with the benefits of technology that has made distance a lesser obstacle.  We know some things now.  Get out of our way and let us do some good, state by state.  Together as one larger economic strength as the United States of America.

In the same way Abraham Lincoln started the Pacific Railroad Act in 1862 and united this country with economics and commerce, congress helped take care of this country.  It funded bonds that helped build a railroad.  And we used land, acquired in the Louisiana Purchase and the Homestead Act helped develop America.  We financed ourselves with real assets.  And we paid ourselves back with cash flow from the progress.  It was a great idea. 

The solutions for America lie in areas as simple as TRANSPORTATION.  As an industry it can be huge.  My own love of history, and the Oregon Trail has brought me closer to my own personal DNA, and where my families have come from.  It has deepened my love of America, and for America.  I’ve shared that with my husband and our children.  I’ve helped my whole family love it more.  I grew from a sophomore in high school, loving history, into a History Loving Mom who has grown a passion for it! 

I hope I can share that with other women too, to empower us as a group.  Not just any woman can be a Mom.  It takes child birth for the most part, and that’s an experience you don’t forget!  It is special.  It helps you think long term, and be able to advocate for others.  That is the gift of nurturing mother brings to the table.  And for that, we say “thank you.”  I voted today.

No Comments

The bigger problem…

The goal is to spend the golden egg, and not slaughter the goose.  It truly is the goal to have a pot of money growing at a rate faster than the income you are drawing off of it, especially if  you hope to have leftovers to leave behind to future generations.  The “endowment” lessons we learned from Benjamin Franklin when he left money in trust to grow for a 100 years before it was used, gave the university entrusted with the money a valuable opportunity to learn about money.  He was a talented teacher.  Compounding interest and geometric growth is a mind blowing concept, and one we should not forget!  It works in reverse as well in forward!  We call that, debt.

In owning assets, and using assets to create more wealth, you nurture and encourage an economy.  We do well with small, local economies better than one big federal one.  Government should handle the big pieces, to help hold together the states, and their local infrastructure.  Every state should have its own flavor and color.  We don’t all have to look alike and be one big America.  We are a United States of America. 

If we need to adjust social security, or retirements, it makes sense that those pension funds own some of the real estate old people live in.  Then we get our Social Security payments put back into the system.  It’s actually a good thing.  Cost of living adjustments are meant to help keep up with inflation.  If we can bring products to market for a fair price, and not run up costs, then inflation isn’t a problem that needs to be controlled.

When General Motors got itself into trouble, I wondered why we didn’t just buy each one of those union workers a house with all their pension money.  It was much cheaper than providing a government bail out.  Let them each own an asset to live in, be proud of, and be a part of their community.  It is far better to nurture and let a community take care of itself.  It would have been cheaper to buy up the mortgages of the union workers and own all that debt in one managed pool.  We have made a mess of this real estate market across the country.

The mortgage market went crazy in 2003. Temptation took over and greed was rampant.  At all levels.  There is a whole indutry that has fallen in our economy associated with real estate, mortgages, escrow and title, appraisers, termite and handymen, and onto new construction.  They are lost jobs, and lost souls as they try to regroup. 

It takes a lot to start up a steam engine from a stopped position.  It takes a lot of energy to get things rolling forward.  The easiest way to make it happen is to focus on where we need to be in 2050 and 2100, and work backwards to what we need to do now.  That’s what we call planning!

No Comments

Let’s do it again.

California was built around land and transportation.  We had the population and we had communication.  We were grown from the Spanish Land Grants and our conquests.  Monterey history of 1847 is incredibly fabulous, and every one in this State should know it.  The Spanish values were of land holdings and live stock .  The English and American values favored business, currency and stock.

As the State of California we wanted to flourish here together, with the American Values of freedom of speech, religious beliefs, education with separation of church and state.  The BIG FOUR of Sacramento helped receive the TransContinental Railroad.  They built the Central Pacific railroad with the help of Theodore Judah  the surveyor who found the path through the Sierra Nevada mountains.  He went back to Congress, and asked for help to fund it.  And Abraham Lincoln helped make it happen. 

 There is some excellent history in Council Bluffs, IA from the 1859 meetings of General Grenville Dodge and Abraham Lincoln.  I posted an article I found in the Barstow, CA railroad museum written in 1917, with an account of HOW congress funded the Union Pacific with bonds, and how all those bonds were paid back.  It was an important thing to do “not only as a military necessity as General Dodge had said, but as a means of holding the Pacific Coast to the Union.”

The Pacific Railroad Act of 1862 was signed by Abraham Lincoln.  He had a window of opportunity to get through some important legislation for the country.  When he was elected, many states of the south seceded from the nation, and for once, Congress could agree on things because the dissenters weren’t there any longer.  He passed three important things:  Emancipation Proclamation, The Homestead Act and the Pacific Railroad Act.  Those 3 things launched the country into a huge growth spirit!  It was about expansion, and creation, and the building of America.

Slavery was more about economics than prejudice for colored skin.  The economy of a tobacco or cotton farm required labor.  How could you pay for it?  The sharecropers had a lifestyle that was working.  Why mess with all this.  And who is this government to tell us how we have to do things?  No one really likes to be “told” what they have to do or think.  Espcially not a government or a church. 

Transportation was about horses and feet, buggies and wagons, and even a bicycle.  Then were the trains and the steam engine.  Automobiles came along and offered more independence in travel.  The street car of San Francisco helped create their economy.  The ability for people to get around was good for the economy!  As Southern California developed, the transportation for Los Angeles includes a lesson of the Pacific Electric and the story of Henry Huntington of Pasadena, CA fame. 

Some of the solutions for America is as simple as Transportation, and getting things moving around again.  We could encourage and nurture the airlines and the airport community.  Railroads and freight work great in America, but the AmTrak system is archaic!  We could nurture communities with a supportive infrastructure, that can even fund itself without a heavy tax base burden.  We know how to do these things.  Let’s focus on what we do have control of, and be better planners once again.

No Comments